MORRISON, IL 61270
TEL: (815) 772-7782
FAX: (815) 772-4807

Hours: 8:30-4:30 MTWF
Thur: 8:30-12:00

E-MAIL: kbiag@essex1.com

ROCK FALLS, IL 61071
TEL: (815) 625-1234
FAX: (815) 625-1235

Hours: 8-12 & 1-4 M-F

E-MAIL: kbi@wmccinc.com

Karen Bramm

BS degree in Education

Licensed to sell life/health, and property/casualty insurance since 1982

Earned Series 6 registration in 1984 allowing Karen to sell mutual funds & variable annuities

Life and Retirement
Whole Life
Universal Life
Variable Universal Life
Term Life
401K
Mortgage Term
Single Premium Life
Deferred Life Annuity
IRA
Roth IRA
TSA

Vehicle
Private Passengers
Commercial
Recreational Vehicles
Golf Carts
ATV's
Snowmobiles
Motorcycles
Motorbikes
Mopeds
Antique/Classic

Property
Homeowners
Condo Unit Owner
Personal Liability
Personal Articles
Umbrella Policy
Boats/Jet Ski
Commercial
Rental Dwellings
Apartment Buildings
Churches
Workers Comp
Commercial Liability
Farm
Crop Hail
MPC 1